Scam Watch (US): Patchogue, NY logged four BBB Scam Tracker reports in July, including online purchase fraud tied to a credit-card claim and $158.62 in reported losses. Privacy & National Security: The U.S. military disabled advertising trackers on phones and computers after concerns that commercial location data could be used to target troops in the Middle East. Workplace Pay Rules (UAE): A legal explainer breaks down when employers can deduct from end-of-service gratuity, including court-ordered debts and certain overpayments. Personal Finance Caution (US): A cautionary story shows how “save every receipt” HSA habits can still backfire for non-spouse heirs if reimbursements weren’t handled. Retirement Planning (UK): Research finds many over-50s haven’t decided how to access pensions, with women reporting less knowledge and many delaying advice until retirement. Tax Deadline (UK): HMRC reminds new Self Assessment filers to register by Oct 5 if they earned untaxed side-hustle income. Fraud Case (US): A Roseville man was charged with wire fraud after allegedly stealing $2.3M from his employer, including fake invoices and altered accounting entries. Consumer Budgeting: Consumer Reports highlights how grocery shoppers are leaning on credit cards and BNPL—often worsening debt—urging smarter shopping and deal-checking.