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I’m 72, rely solely on Social Security and have $77K in credit card debt. Should I sell my home to pay it off?

I’m 72, rely solely on Social Security and have $77K in credit card debt. Should I sell my home to pay it off?

Imagine this scenario: Christopher is a 72-year-old retiree with multiple medical conditions that limit his mobility. He has no retirement savings, so he’s living off Social Security alone and supplementing this income with credit cards. But now...

New Phishing Attack Impersonates as DWP Attacking Users to Steal Credit Card Data

New Phishing Attack Impersonates as DWP Attacking Users to Steal Credit Card Data

A sophisticated phishing campaign targeting UK citizens has emerged, masquerading as official communications from the Department for Work and Pensions (DWP) to steal sensitive financial information. The campaign, which has been active since late...

How your LinkedIn profile could be one of your most powerful personal finance tools

How your LinkedIn profile could be one of your most powerful personal finance tools

LinkedIn: When we talk about personal finance, we usually think about savings accounts, budgeting apps, or learning how to invest. But rarely do we pause to ask: how am I actually earning? And more importantly, am I visible enough to earn what I’m...

More and more influencers are offering financial advice on TikTok and YouTube. Should you take it?

More and more influencers are offering financial advice on TikTok and YouTube. Should you take it?

Cost of Living5:14The rise of the 'finfluencer' If you've ever wondered how to navigate the stock market, build a budget or plan for retirement, your first stop might've once been a parent, a trusted friend or an advisor at the bank. But,...

The Top Cash-Back Card Searches In 2025 (so far) Reveals Some True Standouts

The Top Cash-Back Card Searches In 2025 (so far) Reveals Some True Standouts

Personal Finance one photo / Shutterstock.com Trying to determine the best cash-back credit cards comes with a major downside: there is no universally agreed-upon “best” choice. Instead, you have to take a look at the card that has the most...

Personal Loan vs Line of Credit: Which Borrowing Option Is Right For You?

Personal Loan vs Line of Credit: Which Borrowing Option Is Right For You?

Last Updated:July 04, 2025, 18:38 IST A personal loan suits fixed, one-time needs like weddings or education, while a line of credit is ideal for ongoing or uncertain expenses like long-term treatment or business costs While both personal loans...

ChatGPT Helps 35 Yr Old Woman To Pay Off Rs 20 Lakh Credit Card Debt

ChatGPT Helps 35 Yr Old Woman To Pay Off Rs 20 Lakh Credit Card Debt

In a remarkable use of artificial intelligence for personal finance, Jennifer Allan, a 35-year-old realtor from Delaware, managed to pay off over half of her $23,000 (around ₹19.69 lakh) credit card debt by using ChatGPT. Despite a decent income,...

Bank launches regular savings account with market-leading 7.10% interest rate

Bank launches regular savings account with market-leading 7.10% interest rate

Zopa, a digital bank based in the UK, has introduced an enticing regular savings account boasting a generous 7.10% interest rate. Regular savings accounts are tailored for individuals who wish to deposit a set amount each month over a...

Money-saving kitchen tool keeps 'food fresher for longer' and cuts down on wastage

Money-saving kitchen tool keeps 'food fresher for longer' and cuts down on wastage

Large households with many mouths to feed might be on the lookout for tips and tricks to stretch out meals. One such way is to freeze meats or batch cook and freeze portions for later use. Ensuring fresh ingredients have a longer shelf life...

Former Nashua woman indicted on charges of theft and credit card fraud

Former Nashua woman indicted on charges of theft and credit card fraud

SIGN UP TO CONTINUE Print Subscriber? Sign Up for Full Access! Unlimited access to all stories from nashuatelegraph.com on your computer, tablet or smart phone. Access nashuatelegraph.com, view our digital edition or use our Full Access apps. Get...

CHOOSE Act education savings accounts now available for 2025-2026 recipients

CHOOSE Act education savings accounts now available for 2025-2026 recipients

Governor Kay Ivey announced on Tuesday that education savings accounts (ESAs) established by the state’s CHOOSE Act program are now fully funded and available for the 2025-2026 school year. Families approved through the application process earlier...

Retirement Industry Mostly Applauds ‘Big Beautiful Bill’

The retirement industry has raised few qualms about the passage of the “Big Beautiful Bill,” but President Donald Trump’s key legislation gives the sector little to shout about. The new law does expand health savings accounts and makes some good...

Credit card debt can be overwhelming, but there are options to help you dig out

Credit card debt can be overwhelming, but there are options to help you dig out

If you’re struggling with credit card debt, you’re not alone. Earlier this year, the American credit card balance set a record of more than $1.2 trillion, according to the Federal Reserve Bank of New York. The average credit card debt for a...

Top 6 Healthy Personal Financial Habits Youngsters Must Practice for Disciplined Spending

Top 6 Healthy Personal Financial Habits Youngsters Must Practice for Disciplined Spending

Credit cards can be a useful tool if used wisely. Always pay off your full monthly balance on time to avoid penalties. Use your credit card very responsibly, as it helps you build your credit score; having penalties may affect it badly. A good...

3 Sources To Use For Improving Your Personal Finance Skills

3 Sources To Use For Improving Your Personal Finance Skills

A professional advisor can understand your personal financial situation and guide you with customised advice to a healthy financial decision-making path. Unlike general information found online, an advisor helps you plan based on your income,...

Investor confidence slowly returning, according to data from Sharesies

Investor confidence slowly returning, according to data from Sharesies

Investor confidence is slowly returning, according to the latest quarterly index report from wealth platform Sharesies. Sharesies offers investing in shares, savings accounts, KiwiSaver and car insurance. Over 800,000 people across New Zealand and...

This 7.1% Monthly Payer Could Save Any TFSA During Market Chaos

This 7.1% Monthly Payer Could Save Any TFSA During Market Chaos

The Canadian market can feel chaotic these days. Inflation is easing but is still high, interest rates are falling, but not fast enough, and recession fears continue to linger. Add in new Canada Revenue Agency (CRA) rule updates for the Tax-Free...

How Much to Invest in Slate Grocery REIT for $2,000 in Tax-Free Income?

How Much to Invest in Slate Grocery REIT for $2,000 in Tax-Free Income?

Canadians are feeling the pressure. Rising costs, inflation worries, and market volatility have many of us looking for ways to generate consistent, tax-free income. A Tax-Free Savings Account (TFSA) is one of the best tools we have. But once it’s...

SBI credit card rules changing from July 15: Here's what cardholders must know

SBI credit card rules changing from July 15: Here's what cardholders must know

If you have an SBI credit card in your wallet, you must pay attention to this update. From July 15, 2025, some important rules related to SBI credit cards will change. These changes will affect how you pay your bills and the benefits you get....

High-value personal loans surge as lenders grow cautious

High-value personal loans surge as lenders grow cautious

Origination of higher-value personal loans have gained traction while that of mid ticket-sized loans is declining, a trend that suggests increased prudence among lenders amid asset quality worries. “Personal loan originations declined by 2.6% in...

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